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Savings Interest Rates
Savings Interest Rates
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We’re currently reviewing our interest rates following the decrease in the Bank of England base rate to 4.00% on Thursday 7 August. We’ll provide more information on any changes as soon as we can.
Saver Plus - Issue 6
Face to Face or by Post
Interest Rate
4.01%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £100, up to £1,000,000
  • Designed for those who can withdraw 4 times or fewer per year
  • Passbook based savings account
Withdrawals Permitted Yes
Opening Balance £100 minimum
Interest Rate
4.01%
Gross/AER Variable
More Information
More
Less
Member Savings Bond 224
Face to Face or by Post
Interest Rate
3.75%
Gross/AER Fixed
Key Information
  • 3.75% Gross/AER fixed until 24 February 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Withdrawals Permitted No
Opening Balance £500 minimum
Interest Rate
3.75%
Gross/AER Fixed
More Information
More
Less
Savings Bond 223
Face to Face or by Post
Interest Rate
3.75%
Gross/AER Fixed
Key Information
  • 3.75% Gross/AER fixed until 19 August 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Withdrawals Permitted No
Opening Balance £500 minimum
Interest Rate
3.75%
Gross/AER Fixed
More Information
More
Less
Savings Bond 222
Face to Face or by Post
Interest Rate
3.75%
Gross/AER Fixed
Key Information
  • 3.75% Gross/AER fixed until 20 August 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Withdrawals Permitted No
Opening Balance £500 minimum
Interest Rate
3.75%
Gross/AER Fixed
More Information
More
Less
18 Month Members Fixed Rate ISA - Issue 85
Face to Face or by Post
Interest Rate
3.75%
Tax-Free/AER Fixed
Key Information
  • 3.75% Tax-Free/AER fixed until 18 February 2027
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Withdrawals Permitted Yes, but will incur a penalty of 90 days interest on the amount withdrawn.
Opening Balance £500 minimum
Interest Rate
3.75%
Tax-Free/AER Fixed
More Information
More
Less
2 Year Fixed Rate ISA - Issue 84
Face to Face or by Post
Interest Rate
3.75%
Tax-Free/AER Fixed
Key Information
  • 3.75% Tax-free/AER fixed until 26 August 2027
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
Withdrawals Permitted Yes, but will incur a penalty of 180 days interest on the amount withdrawn
Opening Balance £500 minimum
Interest Rate
3.75%
Tax-Free/AER Fixed
More Information
More
Less
1 Year Fixed Rate ISA - Issue 83
Face to Face or by Post
Interest Rate
3.75%
Tax-Free/AER Fixed
Key Information
  • 3.75% Tax-free/AER fixed until 27 August 2026
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
Withdrawals Permitted Yes, but will incur a penalty of 90 days interest on the amount withdrawn.
Opening Balance £500 minimum
Interest Rate
3.75%
Tax-Free/AER Fixed
More Information
More
Less
Cash ISA
Face to Face or by Post
Interest Rate
3.05%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Instant access to your money
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
Withdrawals Permitted Yes
Opening Balance £100 minimum
Interest Rate
3.05%
Tax-Free/AER Variable
More Information
More
Less
Instant Access Saver
Face to Face or by Post
Interest Rate
3.00%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £1, up to £1,000,000
  • Instant access to your money
  • Passbook based savings account
Withdrawals Permitted Yes
Opening Balance £1 minimum
Interest Rate
3.00%
Gross/AER Variable
More Information
More
Less

You can see the current interest rates for all our savings accounts here

Savings Interest Rates
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